#regulation
17 posts
Crypto swap guides, coin analysis, and exchange comparisons.
ESMA sets Jan 8, 2027 deadline for non-MiCA stablecoins like USDT
On October 8, 2026, ESMA told EU regulators that MiCA-licensed crypto firms must wind down client exposure to non-compliant stablecoins, USDT the most affected, no later than January 8, 2027.
FinCEN withdraws unhosted wallet and mixer rules: October 2026 explained
On October 5, 2026, FinCEN was reported to have withdrawn its 2020 unhosted-wallet proposal, with $3,000 ID and record-keeping checks, and its 2023 mixer rule; notices hit the Federal Register on October 6.
SEC proposes crypto self-custody rule for advisers and funds (October 2026)
On October 1, 2026, the SEC proposed letting investment advisers and funds self-custody client crypto when no permitted custodian is available, and treating state trust companies as qualified custodians.
FCA opens UK crypto authorisation gateway: apply by Feb 28, 2027
On September 30, 2026, the UK FCA opened its crypto authorisation gateway: firms that want to keep operating must apply by February 28, 2027, ahead of the new regime taking effect on October 25, 2027.
Best Privacy Coins in 2026: Monero, Zcash, Dash, Firo
Monero, Zcash, Dash, and Firo compared on privacy model, liquidity, and delisting risk in 2026 — an honest roundup, not a hype list.
Hester Peirce leaves the SEC on October 2: what it means for crypto
On September 25, 2026, CoinDesk reported that Hester Peirce, head of the SEC’s Crypto Task Force, will leave the agency on October 2, leaving just two commissioners — Paul Atkins and Mark Uyeda.
Binance probed over Iran sanctions by federal prosecutors in Manhattan
On September 22, 2026, reports citing Bloomberg said Manhattan federal prosecutors are investigating whether Binance knowingly allowed trades that violated Iran sanctions, three years after its $4.3 billion guilty plea.
CFTC no-action letter: self-custodial wallets and front-ends aren’t brokers
On September 17, 2026, CFTC staff said passive wallets and front-ends routing derivatives orders to registered firms needn’t register as introducing brokers, if they hold no user funds and meet ten conditions.
CLARITY Act fails in Senate 49–50: what it means for crypto users
On September 15, 2026, the US Senate’s procedural vote on the CLARITY Act crypto market-structure bill failed 49–50, 11 votes short of 60. BTC slid about 4.2% and spot bitcoin ETFs lost $450.4 million that day.
Germany drafts 25% crypto tax from 2028, ending the one-year tax-free rule
On September 9, 2026, a German Finance Ministry draft was reported that would tax crypto bought after January 1, 2027 at a 25% flat rate from 2028, ending the one-year tax-free rule.
El Salvador IMF review: Chivo goes private, bitcoin reserve row explained
On September 3, 2026, the IMF said El Salvador moved majority control of its Chivo wallet to a private operator and that all bitcoin added to its ~7,764 BTC reserve since June 2025 came from private donations.
Monero Delisted From Your Exchange? Swap XMR in 2026
Kraken, Binance, and dozens of exchanges dropped XMR. Here's exactly where privacy-coin holders can still swap Monero in 2026, with no account required.