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Privacy Policy

How we protect and manage your data.

Updated: April 12, 2026
Terms of Service Privacy Policy AML Policy

1. Scope

SwapZilla offers two distinct usage modes with different privacy footprints:

  • Anonymous swap and Payer flows — no account, no email, no registration. We collect only technical metadata necessary to operate the Service.
  • Merchant accounts (SwapZilla Pay) — sign-in by email magic link. We process the email and limited account metadata as described in Section 3.

This Policy applies to both modes; sections below note where treatment differs.

2. Data We Do Not Collect From Anonymous Users

For anonymous swap, Private Swap, and Payer flows we do not require or collect:

  • Personal Identifiable Information (PII) such as Name, Physical Address, or Government ID;
  • Email addresses or Phone numbers;
  • Account creation or verification data.

3. Merchant Data (Pay Service Only)

When you sign in to the Pay Service as a Merchant, we process:

  • Email address — used to deliver magic-link sign-in tokens and security notifications.
  • Session cookie (szpay_session) — HttpOnly, Secure, SameSite cookie that authenticates Merchant API calls. Removed on logout or after the configured session lifetime.
  • API keys and webhook secrets — stored hashed; the plaintext is shown only at creation.
  • Payment Request metadata you create: amount, receive asset, network, payout address, description, expiration, status.
  • Webhook delivery logs — URL, timestamp, response status, retry attempts (no payload content beyond what you yourself created).

4. Technical Data We May Log

  • Network identifiers: IP address (anonymized where feasible), user agent, geolocation at country level. Used for fraud detection, rate limiting, and DDoS mitigation.
  • Transaction metadata: Swap and Payment IDs, asset/network pairs, timestamps, status. Used for support and dispute handling. Not linked to real-world identity for anonymous users.
  • Functional cookies: language preference, theme, session token (Pay only). No advertising or cross-site tracking cookies.

5. Third-Party Recipients

  • Providers. When you initiate a Swap, we forward the data needed to execute it (receive address, refund address, amounts) to the selected Provider. Providers have their own privacy policies.
  • Webhook endpoints. If a Merchant configures a webhook URL, we deliver Payment status events to that URL. The Merchant controls and is responsible for the security of that endpoint.
  • Cloudflare. Our edge/CDN routes traffic; Cloudflare logs IP and request metadata under their privacy terms.
  • Email delivery. Magic-link emails are sent through a transactional email provider. The provider sees recipient email and message content.

6. Retention

  • Anonymous swap/payment metadata: up to 24 months for support and dispute resolution; technical logs up to 90 days.
  • Merchant account data: retained while the account is active and for up to 24 months after closure (regulatory and audit purposes), then deleted or anonymized.
  • Session cookies: removed at logout or after session expiry.

7. Your Rights

To the extent you have rights under applicable law (such as access, correction, deletion, or data export), contact us at [email protected]. For anonymous flows we may have very little data attributable to you, which limits the scope of access/deletion requests.

8. Contact

For any privacy-related concerns, please reach out to us at [email protected].

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