ChangeNOW review 2026 — no-account swaps & 1,100+ coins on SwapZilla

ChangeNOW is an instant crypto exchange running since 2017. Through SwapZilla it covers 1,100+ coins and tokens on 70+ networks, with fixed and floating rates and no account.

What is ChangeNOW?

ChangeNOW is one of the longest-running no-account swap services: it has been exchanging crypto since 2017 without asking users to sign up. You choose a pair, enter a payout address, send coins to a one-time deposit address and receive the other coin in your wallet.

On SwapZilla it competes on every pair it covers: we request its rate alongside every other provider and it only gets your swap when its offer wins. ChangeNOW also quotes by the amount you want to receive at a fixed rate, so it can serve SwapZilla Pay checkouts where the payer must send an exact amount.

Key facts at a glance

Launched2017
Supported assets1,100+ coins and tokens on 70+ networks via SwapZilla
CustodyNon-custodial swaps
AccountNot required
KYCNone for standard swaps; risk-based AML checks apply
Rate typesFixed (about 460 assets) and floating
Typical swap time10–60 minutes
Swap feeBuilt into the quoted rate

Pros & cons

Pros

  • Long track record — swapping without accounts since 2017
  • Wide coverage — 1,100+ coins and tokens on 70+ networks
  • Both fixed and floating rates
  • Fixed-rate quotes by the amount to receive — used for exact-amount SwapZilla Pay checkouts
  • No account or registration

Cons

  • Fixed rate is available on a subset of assets (about 460); the rest are floating only
  • Coins that need a deposit memo (XRP, XLM, ATOM, HBAR and a few others) are not offered through SwapZilla
  • A risk-based AML check can hold a flagged swap until the user passes verification

How to swap via ChangeNOW on SwapZilla

  1. Open the SwapZilla calculator and choose the coins you want to send and receive.
  2. Enter the amount. SwapZilla instantly requests live rates from every provider.
  3. Compare the offers. If ChangeNOW has the best rate for your pair, select it.
  4. Paste your receiving wallet address and a refund address, then confirm.
  5. Send your coins to the deposit address. ChangeNOW exchanges them and pays out to your wallet.

SwapZilla verdict

ChangeNOW is a veteran of no-account swaps with a broad catalogue and both rate types, which makes it a solid all-round competitor on mainstream and mid-cap pairs. Its fixed-rate quotes by receive amount make it especially useful for payments. As with any provider, double-check the payout address — and on SwapZilla you only end up with ChangeNOW when its rate is the best one on the screen.

Compare ChangeNOW live on SwapZilla

Enter an amount, and SwapZilla shows this provider's rate next to every other one — pick the best and swap wallet-to-wallet. No account.

Compare rates & swap

Frequently asked questions

Is ChangeNOW safe?
ChangeNOW has been operating since 2017 and runs swaps non-custodially: it does not keep a balance for you, and the result is sent directly to the address you enter. Double-check the payout and refund addresses before you send.
Does ChangeNOW require KYC?
Not for ordinary crypto-to-crypto swaps. ChangeNOW applies a risk-based AML policy, and like every provider SwapZilla routes through it can ask for verification on a flagged transaction.
Fixed or floating rate — which should I pick with ChangeNOW?
A fixed rate locks the amount you receive for the quote window, which is safer in a volatile market; a floating rate is usually a little better but follows the market until your deposit is exchanged. ChangeNOW offers a fixed rate on about 460 assets.
Why can't I pick XRP or XLM with ChangeNOW on SwapZilla?
ChangeNOW requires a deposit memo (destination tag) for those coins. SwapZilla does not pass deposit memos to providers yet, so to keep deposits safe we do not offer memo-based coins through ChangeNOW. Other providers on SwapZilla still quote them.

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