Changelly vs Simpleswap for Bitcoin: fastest swap in 2026

Changelly and Simpleswap are both no-account Bitcoin swap providers in the SwapZilla aggregator. This comparison uses our own routing data — execution time, rate spread, and limits — to break the choice down by use case.

TL;DR

  • Fastest:Simpleswap
  • Best rate:Simpleswap
  • No account:Simpleswap
  • Large amounts:Changelly
BTC comparison illustration

Across our Bitcoin routing in 2026, Simpleswap averages 15 minutes per swap, while Simpleswap delivers the tightest rate spread at 1.05%. Numbers below are refreshed weekly from real swap history.

DisclosureHow we source these numbers

SwapZilla is an aggregator and earns a fee on every swap routed through providers listed in this comparison. The numbers below come from our own aggregator data and are refreshed weekly. See our methodology for details.

Read methodology →
Data refreshed: May 7, 2026

Comparison table

Provider Avg time Rate spread Min Max Account Networks
Changelly 16 min 1.20% $50 $1M Not required bitcoin
Simpleswap 15 min 1.05% $30 $750k Not required bitcoin

Winner by category

Fastest
Simpleswap

Lowest average swap execution time

Best rate
Simpleswap

Lowest rate spread vs mid-market

No account
Simpleswap

Best rate among no-account providers

Large amounts
Changelly

Highest single-transaction limit

When to choose Changelly

Pick Changelly when the swap is over $1000k — others cap lower. Spread is 1.20%, time around 16 minutes.

When to choose Simpleswap

Pick Simpleswap when speed matters more than spread. Median execution time is 15 minutes — the fastest of any Bitcoin provider in our routing. Worth it for stuck-funds urgency or active trading flows.

FAQ

Which provider has the fastest Bitcoin swap?
Simpleswap averages 15 minutes — the fastest in our Bitcoin routing as of the last data refresh.
Which has the lowest rate spread for Bitcoin?
Simpleswap runs the tightest spread at 1.05% from mid-market. For amounts over $1,000 this is usually the most consequential factor.
Do any of these providers require an account?
No — every provider on this page routes Bitcoin swaps without an account or KYC for normal amounts. Some apply enhanced checks above $5,000–$10,000.
How does SwapZilla pick which provider to use?
The aggregator queries every supported provider in real time on each request and picks the best rate at execution. You see all quotes side-by-side and choose, or let SwapZilla auto-route. See our [methodology](/blog/methodology/) for details.
Are these numbers up to date?
Performance metrics (time, spread) refresh weekly from our routing history. Provider availability and supported networks refresh on every site build — typically multiple times per week. The "data refreshed" timestamp on this page shows the last update.