Best Bitcoin swap in 2026: 5 providers compared

This page compares all Bitcoin swap providers currently routed by SwapZilla. The numbers below are the same data we use to pick the best route for each user request — no marketing claims, just our routing history.

TL;DR

  • Fastest:Xgram
  • Best rate:Xgram
  • No account:Xgram
  • Large amounts:Xgram
BTC comparison illustration

For Bitcoin swaps in 2026, Xgram averages 11 minutes — the fastest in our routing — while Xgram keeps the tightest spread at 0.85%. Best provider depends on your priority: speed, rate, account requirement, or amount limits.

DisclosureHow we source these numbers

SwapZilla is an aggregator and earns a fee on every swap routed through providers listed in this comparison. The numbers below come from our own aggregator data and are refreshed weekly. See our methodology for details.

Read methodology →
Data refreshed: May 7, 2026

Comparison table

Provider Avg time Rate spread Min Max Account Networks
Coincraddle 14 min 0.95% $30 $500k Not required bitcoin
Xgram 11 min 0.85% $30 $1M Not required bitcoin, lightning
Changelly 16 min 1.20% $50 $1M Not required bitcoin
PegasusSwap 13 min 0.90% $50 $500k Not required bitcoin
Simpleswap 15 min 1.05% $30 $750k Not required bitcoin
StealthEX 12 min 0.95% $30 $1M Not required bitcoin

Winner by category

Fastest
Xgram

Lowest average swap execution time

Best rate
Xgram

Lowest rate spread vs mid-market

No account
Xgram

Best rate among no-account providers

Large amounts
Xgram

Highest single-transaction limit

When to choose Coincraddle

Coincraddle sits in the middle on Bitcoin — 14 min execution, 0.95% spread, no account. Solid backup when your first pick is offline.

When to choose Xgram

Pick Xgram when speed matters more than spread. Median execution time is 11 minutes — the fastest of any Bitcoin provider in our routing. Worth it for stuck-funds urgency or active trading flows.

When to choose Changelly

Changelly sits in the middle on Bitcoin — 16 min execution, 1.20% spread, no account. Solid backup when your first pick is offline.

When to choose PegasusSwap

PegasusSwap sits in the middle on Bitcoin — 13 min execution, 0.90% spread, no account. Solid backup when your first pick is offline.

When to choose Simpleswap

Simpleswap sits in the middle on Bitcoin — 15 min execution, 1.05% spread, no account. Solid backup when your first pick is offline.

When to choose StealthEX

StealthEX sits in the middle on Bitcoin — 12 min execution, 0.95% spread, no account. Solid backup when your first pick is offline.

FAQ

Which provider has the fastest Bitcoin swap?
Xgram averages 11 minutes — the fastest in our Bitcoin routing as of the last data refresh.
Which has the lowest rate spread for Bitcoin?
Xgram runs the tightest spread at 0.85% from mid-market. For amounts over $1,000 this is usually the most consequential factor.
Do any of these providers require an account?
No — every provider on this page routes Bitcoin swaps without an account or KYC for normal amounts. Some apply enhanced checks above $5,000–$10,000.
How does SwapZilla pick which provider to use?
The aggregator queries every supported provider in real time on each request and picks the best rate at execution. You see all quotes side-by-side and choose, or let SwapZilla auto-route. See our [methodology](/blog/methodology/) for details.
Are these numbers up to date?
Performance metrics (time, spread) refresh weekly from our routing history. Provider availability and supported networks refresh on every site build — typically multiple times per week. The "data refreshed" timestamp on this page shows the last update.