Across the six providers SwapZilla routes through, the fastest one isn’t the cheapest, and the cheapest isn’t the one with the highest limit — “best” depends entirely on what you’re optimizing for. This roundup ranks coincraddle, xgram, changelly, pegasusswap, simpleswap, and stealthex on execution speed, rate spread, transaction limits, and network coverage across BTC, ETH, SOL, XMR, and TRX, using an aggregator-observed snapshot dated 2026-06-30. If you just want the shortcut: xgram is fastest, stealthex is cheapest, changelly handles the largest amounts, and coincraddle is the strongest all-rounder. The data below shows why, and where each pick actually falls apart for your specific case.
TL;DR — winner by use case
| Use case | Winner | Why |
|---|---|---|
| Fastest execution | xgram | ~10 min median, tightest in the sample |
| Cheapest rate spread | stealthex | ~0.65% off mid-market |
| No-account swap, no friction | coincraddle | Full five-network coverage, no sign-up at any tier |
| Large-amount transfers | changelly | ~$1,000,000 indicative ceiling, highest in this comparison |
| Best all-rounder | coincraddle | Tight spread + full coverage + no account requirement |
None of these providers require an account to get a quote or execute a swap. All figures below are indicative ranges observed by SwapZilla’s aggregator on the snapshot date — see the Methodology section for exactly how they were measured.
The six providers SwapZilla aggregates, in 90 seconds
coincraddle covers all five networks in this comparison — BTC, ETH, SOL, XMR, and TRX — with no account required at any transaction size in our sample. Its rate spread sits in the middle of the pack, but the combination of full coverage, a competitive $500,000 indicative ceiling, and consistently sub-15-minute execution is what makes it the strongest default pick when you don’t have a specific priority.
xgram is the speed specialist in this lineup, posting the fastest median execution time in the 2026-06-30 sample. Its indicative ceiling of $250,000 is the lowest among the five-network providers, which makes it a better fit for smaller and mid-sized swaps where you value turnaround over headroom.
changelly is the only provider here that does not route Monero — its network coverage is BTC, ETH, SOL, and TRX. In exchange, it posts the highest indicative transaction ceiling in the comparison at roughly $1,000,000, and its rate spread is competitive at roughly 0.75%. It’s the natural pick for large transfers that don’t involve XMR.
pegasusswap covers all five networks and sits at the wider end of the spread range in this sample, at roughly 1.10%. Its execution time and $750,000 indicative ceiling are respectable middle-of-the-road figures — it’s a reasonable fallback when your first-choice provider’s quote disappears or its liquidity is thin for your pair.
simpleswap is a familiar name in the instant-exchange space and covers all five networks in this comparison. Its indicative numbers — roughly 15-minute execution, roughly 1.05% spread, $750,000 ceiling — track closely with pegasusswap, which is common among established general-purpose providers that don’t specialize in one metric.
stealthex posted the tightest rate spread of the six in this sample, at roughly 0.65% off mid-market, while still covering all five networks. Its indicative ceiling of $350,000 is lower than changelly’s or coincraddle’s, which makes it the strongest pick specifically for smaller and mid-sized swaps where price matters more than headroom.
The fastest provider in this comparison isn’t the cheapest, and the cheapest isn’t the one with the highest limit. Every ranking below is scoped to one metric — read the use-case verdict before you pick.
Speed and price: execution time vs rate spread
Speed compared
Median execution time — from deposit seen on-chain to output confirmed at the destination — across the 2026-06-30 sample, fastest to slowest:
| Provider | Indicative avg. time |
|---|---|
| xgram | ~10 min |
| stealthex | ~12 min |
| coincraddle | ~13 min |
| changelly | ~14 min |
| simpleswap | ~15 min |
| pegasusswap | ~16 min |
The 6-minute spread between xgram and pegasusswap is real but modest — network confirmation time (especially on BTC) usually dominates the total, regardless of provider. The gap matters most on time-sensitive swaps, like paying an invoice with a tight window, where even a few minutes of provider-side queueing can be the difference between a fixed-rate quote expiring or holding.
Rate spread compared
Rate spread — the percentage deviation from a mid-market reference at the moment of the quote — is what you actually pay, independent of any “no fees” marketing language. Tightest to widest in the sample:
| Provider | Indicative rate spread |
|---|---|
| stealthex | ~0.65% |
| changelly | ~0.75% |
| coincraddle | ~0.80% |
| xgram | ~0.90% |
| simpleswap | ~1.05% |
| pegasusswap | ~1.10% |
On a $1,000 swap, the gap between stealthex and pegasusswap is roughly $4.50 — negligible. On a $50,000 swap, the same 0.45-percentage-point gap is roughly $225. Spread matters in proportion to the size of your swap, and it moves with market conditions and the specific pair, so treat every number here as an indicative range rather than a locked-in fee.
Limits and coverage
Min/max limits & large-amounts
| Provider | Indicative min | Indicative max |
|---|---|---|
| coincraddle | $20 | $500,000 |
| xgram | $25 | $250,000 |
| changelly | $50 | $1,000,000 |
| pegasusswap | $30 | $750,000 |
| simpleswap | $30 | $750,000 |
| stealthex | $30 | $350,000 |
changelly’s roughly $1,000,000 indicative ceiling is the highest here, which is why it’s the large-amounts pick in the TL;DR table. But a published ceiling and the point where a provider actually escalates to manual review are two different numbers — most providers, changelly included, may request additional information on transactions well below their stated maximum. If you’re moving anything in the five- or six-figure range, read the dedicated guide to swapping large amounts through an aggregator before committing.
Coin & network coverage: BTC, ETH, SOL, XMR, TRX
| Provider | BTC | ETH | SOL | XMR | TRX |
|---|---|---|---|---|---|
| coincraddle | Yes | Yes | Yes | Yes | Yes |
| xgram | Yes | Yes | Yes | Yes | Yes |
| changelly | Yes | Yes | Yes | No | Yes |
| pegasusswap | Yes | Yes | Yes | Yes | Yes |
| simpleswap | Yes | Yes | Yes | Yes | Yes |
| stealthex | Yes | Yes | Yes | Yes | Yes |
changelly is the single exception in this comparison — it does not route Monero. If your swap includes an XMR leg, the aggregator filters changelly out automatically, so you’ll only see quotes from providers that can actually execute the route. Every other provider in this lineup covers all five networks, which is why coverage alone doesn’t separate them; speed, spread, and limits do.
Verdict by use case
Fastest — xgram. At roughly 10 minutes median in the 2026-06-30 sample, xgram is the pick when turnaround matters more than the last basis point of spread. Its lower $250,000 ceiling is a non-issue for the vast majority of retail swaps.
Cheapest — stealthex. A roughly 0.65% spread is the tightest in this comparison, and it holds full five-network coverage. The trade-off is a lower indicative ceiling ($350,000) than changelly or coincraddle, which only matters if you’re moving very large amounts.
Large amounts — changelly. The roughly $1,000,000 indicative ceiling is the highest here, making it the natural first stop for sizable transfers — as long as your swap doesn’t need to touch Monero. Pair this with our guide on structuring large swaps.
Best all-rounder — coincraddle. No single-best metric, but the combination of full network coverage, a competitive spread, and consistently quick execution makes it the default answer when you don’t have one specific priority. Compare it side by side with any other provider in the swap widget and let the live quote decide.
“Best” isn’t a single ranking — it’s whichever row of this table matches what you’re actually optimizing for. Run your own pair through the aggregator to see which provider wins for your specific amount today.
None of the six providers require an account or identity verification to receive a quote or execute a swap in this comparison. For a deeper look at how aggregators differ structurally from going direct to one exchange or a DEX, see DEX vs CEX vs swap aggregator, and for a focused two-provider breakdown, see ChangeNOW vs SimpleSwap for BTC.
Methodology
The figures in this roundup are aggregator-observed indicative ranges, not provider-published marketing claims, and they are not guarantees for any individual swap.
- Data source: SwapZilla’s own routing telemetry across the six listed providers, captured as a snapshot dated 2026-06-30 (
dataFreshDate). - Sample scope: Requests routed through each provider across the BTC, ETH, SOL, XMR, and TRX lanes during the snapshot window. Figures are lane-weighted aggregates, not a single transaction.
- Metric definitions:
avgTimeMin— median end-to-end execution time in minutes, from deposit-seen on-chain to output confirmed at the destination.rateSpread— percentage deviation from a mid-market reference at the moment of the quote.minSwapUsd/maxSwapUsd— the floor and indicative ceiling each provider’s API accepted during the snapshot without automatically escalating to manual review.requiresAccount— whether an account is required to receive a quote (all six: false).supportedNetworks— the networks each provider exposed to the aggregator during the snapshot.
- Limitations: these are point-in-time figures that vary by specific pair, transaction size, network congestion, and general market conditions. A provider’s actual performance on your swap today may differ from the snapshot average. Ceilings in particular are indicative — providers may request additional verification on transactions well below their stated maximum. We re-snapshot this data periodically; check
dataFreshDatefor freshness before relying on any single number. - Affiliation disclosure: SwapZilla aggregates quotes from all six providers listed here and earns a spread on routed volume. No provider receives preferential placement in the live quote screen or in the rankings above — the winners in each category are determined purely by the snapshot data described here. For more on how quotes are sourced in real time, see how it works or browse current FAQs.
| Provider | Avg time | Rate spread | Min | Max | Account | Networks |
|---|---|---|---|---|---|---|
| Coincraddle | 13 min | 0.80% | $20 | $500k | Not required | bitcoin, ethereum, solana, monero, tron |
| Xgram | 10 min | 0.90% | $25 | $250k | Not required | bitcoin, ethereum, solana, monero, tron |
| Changelly | 14 min | 0.75% | $50 | $1M | Not required | bitcoin, ethereum, solana, tron |
| PegasusSwap | 16 min | 1.10% | $30 | $750k | Not required | bitcoin, ethereum, solana, monero, tron |
| Simpleswap | 15 min | 1.05% | $30 | $750k | Not required | bitcoin, ethereum, solana, monero, tron |
| StealthEX | 12 min | 0.65% | $30 | $350k | Not required | bitcoin, ethereum, solana, monero, tron |
Lowest average swap execution time
Lowest rate spread vs mid-market
Best rate among no-account providers
Highest single-transaction limit