Best Crypto Swap Aggregators in 2026, Ranked

We ranked six no-account crypto swap providers on speed, spread, limits, and network coverage — with a data-backed pick for every use case in 2026.

Six voxel podium tiles ranking crypto swap providers under a neon-lit dark studio backdrop
DisclosureHow we source these numbers

SwapZilla is an aggregator and earns a fee on every swap routed through providers listed in this comparison. The numbers below come from our own aggregator data and are refreshed weekly. See our methodology for details.

Read methodology →
Data refreshed: Jun 30, 2026

TL;DR

  • Fastest:Xgram
  • Best rate:StealthEX
  • No account:Coincraddle
  • Large amounts:Changelly
  • best-overall:Coincraddle

Across the six providers SwapZilla routes through, the fastest one isn’t the cheapest, and the cheapest isn’t the one with the highest limit — “best” depends entirely on what you’re optimizing for. This roundup ranks coincraddle, xgram, changelly, pegasusswap, simpleswap, and stealthex on execution speed, rate spread, transaction limits, and network coverage across BTC, ETH, SOL, XMR, and TRX, using an aggregator-observed snapshot dated 2026-06-30. If you just want the shortcut: xgram is fastest, stealthex is cheapest, changelly handles the largest amounts, and coincraddle is the strongest all-rounder. The data below shows why, and where each pick actually falls apart for your specific case.

TL;DR — winner by use case

Use caseWinnerWhy
Fastest executionxgram~10 min median, tightest in the sample
Cheapest rate spreadstealthex~0.65% off mid-market
No-account swap, no frictioncoincraddleFull five-network coverage, no sign-up at any tier
Large-amount transferschangelly~$1,000,000 indicative ceiling, highest in this comparison
Best all-roundercoincraddleTight spread + full coverage + no account requirement

None of these providers require an account to get a quote or execute a swap. All figures below are indicative ranges observed by SwapZilla’s aggregator on the snapshot date — see the Methodology section for exactly how they were measured.

The six providers SwapZilla aggregates, in 90 seconds

coincraddle covers all five networks in this comparison — BTC, ETH, SOL, XMR, and TRX — with no account required at any transaction size in our sample. Its rate spread sits in the middle of the pack, but the combination of full coverage, a competitive $500,000 indicative ceiling, and consistently sub-15-minute execution is what makes it the strongest default pick when you don’t have a specific priority.

xgram is the speed specialist in this lineup, posting the fastest median execution time in the 2026-06-30 sample. Its indicative ceiling of $250,000 is the lowest among the five-network providers, which makes it a better fit for smaller and mid-sized swaps where you value turnaround over headroom.

changelly is the only provider here that does not route Monero — its network coverage is BTC, ETH, SOL, and TRX. In exchange, it posts the highest indicative transaction ceiling in the comparison at roughly $1,000,000, and its rate spread is competitive at roughly 0.75%. It’s the natural pick for large transfers that don’t involve XMR.

pegasusswap covers all five networks and sits at the wider end of the spread range in this sample, at roughly 1.10%. Its execution time and $750,000 indicative ceiling are respectable middle-of-the-road figures — it’s a reasonable fallback when your first-choice provider’s quote disappears or its liquidity is thin for your pair.

simpleswap is a familiar name in the instant-exchange space and covers all five networks in this comparison. Its indicative numbers — roughly 15-minute execution, roughly 1.05% spread, $750,000 ceiling — track closely with pegasusswap, which is common among established general-purpose providers that don’t specialize in one metric.

stealthex posted the tightest rate spread of the six in this sample, at roughly 0.65% off mid-market, while still covering all five networks. Its indicative ceiling of $350,000 is lower than changelly’s or coincraddle’s, which makes it the strongest pick specifically for smaller and mid-sized swaps where price matters more than headroom.

The fastest provider in this comparison isn’t the cheapest, and the cheapest isn’t the one with the highest limit. Every ranking below is scoped to one metric — read the use-case verdict before you pick.

Speed and price: execution time vs rate spread

Speed compared

Median execution time — from deposit seen on-chain to output confirmed at the destination — across the 2026-06-30 sample, fastest to slowest:

ProviderIndicative avg. time
xgram~10 min
stealthex~12 min
coincraddle~13 min
changelly~14 min
simpleswap~15 min
pegasusswap~16 min

The 6-minute spread between xgram and pegasusswap is real but modest — network confirmation time (especially on BTC) usually dominates the total, regardless of provider. The gap matters most on time-sensitive swaps, like paying an invoice with a tight window, where even a few minutes of provider-side queueing can be the difference between a fixed-rate quote expiring or holding.

Rate spread compared

Rate spread — the percentage deviation from a mid-market reference at the moment of the quote — is what you actually pay, independent of any “no fees” marketing language. Tightest to widest in the sample:

ProviderIndicative rate spread
stealthex~0.65%
changelly~0.75%
coincraddle~0.80%
xgram~0.90%
simpleswap~1.05%
pegasusswap~1.10%

On a $1,000 swap, the gap between stealthex and pegasusswap is roughly $4.50 — negligible. On a $50,000 swap, the same 0.45-percentage-point gap is roughly $225. Spread matters in proportion to the size of your swap, and it moves with market conditions and the specific pair, so treat every number here as an indicative range rather than a locked-in fee.

Limits and coverage

Min/max limits & large-amounts

ProviderIndicative minIndicative max
coincraddle$20$500,000
xgram$25$250,000
changelly$50$1,000,000
pegasusswap$30$750,000
simpleswap$30$750,000
stealthex$30$350,000

changelly’s roughly $1,000,000 indicative ceiling is the highest here, which is why it’s the large-amounts pick in the TL;DR table. But a published ceiling and the point where a provider actually escalates to manual review are two different numbers — most providers, changelly included, may request additional information on transactions well below their stated maximum. If you’re moving anything in the five- or six-figure range, read the dedicated guide to swapping large amounts through an aggregator before committing.

Coin & network coverage: BTC, ETH, SOL, XMR, TRX

ProviderBTCETHSOLXMRTRX
coincraddleYesYesYesYesYes
xgramYesYesYesYesYes
changellyYesYesYesNoYes
pegasusswapYesYesYesYesYes
simpleswapYesYesYesYesYes
stealthexYesYesYesYesYes

changelly is the single exception in this comparison — it does not route Monero. If your swap includes an XMR leg, the aggregator filters changelly out automatically, so you’ll only see quotes from providers that can actually execute the route. Every other provider in this lineup covers all five networks, which is why coverage alone doesn’t separate them; speed, spread, and limits do.

Verdict by use case

Fastest — xgram. At roughly 10 minutes median in the 2026-06-30 sample, xgram is the pick when turnaround matters more than the last basis point of spread. Its lower $250,000 ceiling is a non-issue for the vast majority of retail swaps.

Cheapest — stealthex. A roughly 0.65% spread is the tightest in this comparison, and it holds full five-network coverage. The trade-off is a lower indicative ceiling ($350,000) than changelly or coincraddle, which only matters if you’re moving very large amounts.

Large amounts — changelly. The roughly $1,000,000 indicative ceiling is the highest here, making it the natural first stop for sizable transfers — as long as your swap doesn’t need to touch Monero. Pair this with our guide on structuring large swaps.

Best all-rounder — coincraddle. No single-best metric, but the combination of full network coverage, a competitive spread, and consistently quick execution makes it the default answer when you don’t have one specific priority. Compare it side by side with any other provider in the swap widget and let the live quote decide.

“Best” isn’t a single ranking — it’s whichever row of this table matches what you’re actually optimizing for. Run your own pair through the aggregator to see which provider wins for your specific amount today.

None of the six providers require an account or identity verification to receive a quote or execute a swap in this comparison. For a deeper look at how aggregators differ structurally from going direct to one exchange or a DEX, see DEX vs CEX vs swap aggregator, and for a focused two-provider breakdown, see ChangeNOW vs SimpleSwap for BTC.

Methodology

The figures in this roundup are aggregator-observed indicative ranges, not provider-published marketing claims, and they are not guarantees for any individual swap.

  • Data source: SwapZilla’s own routing telemetry across the six listed providers, captured as a snapshot dated 2026-06-30 (dataFreshDate).
  • Sample scope: Requests routed through each provider across the BTC, ETH, SOL, XMR, and TRX lanes during the snapshot window. Figures are lane-weighted aggregates, not a single transaction.
  • Metric definitions:
    • avgTimeMin — median end-to-end execution time in minutes, from deposit-seen on-chain to output confirmed at the destination.
    • rateSpread — percentage deviation from a mid-market reference at the moment of the quote.
    • minSwapUsd / maxSwapUsd — the floor and indicative ceiling each provider’s API accepted during the snapshot without automatically escalating to manual review.
    • requiresAccount — whether an account is required to receive a quote (all six: false).
    • supportedNetworks — the networks each provider exposed to the aggregator during the snapshot.
  • Limitations: these are point-in-time figures that vary by specific pair, transaction size, network congestion, and general market conditions. A provider’s actual performance on your swap today may differ from the snapshot average. Ceilings in particular are indicative — providers may request additional verification on transactions well below their stated maximum. We re-snapshot this data periodically; check dataFreshDate for freshness before relying on any single number.
  • Affiliation disclosure: SwapZilla aggregates quotes from all six providers listed here and earns a spread on routed volume. No provider receives preferential placement in the live quote screen or in the rankings above — the winners in each category are determined purely by the snapshot data described here. For more on how quotes are sourced in real time, see how it works or browse current FAQs.
Provider Avg time Rate spread Min Max Account Networks
Coincraddle 13 min 0.80% $20 $500k Not required bitcoin, ethereum, solana, monero, tron
Xgram 10 min 0.90% $25 $250k Not required bitcoin, ethereum, solana, monero, tron
Changelly 14 min 0.75% $50 $1M Not required bitcoin, ethereum, solana, tron
PegasusSwap 16 min 1.10% $30 $750k Not required bitcoin, ethereum, solana, monero, tron
Simpleswap 15 min 1.05% $30 $750k Not required bitcoin, ethereum, solana, monero, tron
StealthEX 12 min 0.65% $30 $350k Not required bitcoin, ethereum, solana, monero, tron
Fastest
Xgram

Lowest average swap execution time

Best rate
StealthEX

Lowest rate spread vs mid-market

No account
Coincraddle

Best rate among no-account providers

Large amounts
Changelly

Highest single-transaction limit

best-overall
Coincraddle

FAQ

What is the best crypto swap aggregator in 2026?
There isn't one universal answer — it depends on what you're optimizing for. On SwapZilla's 2026-06-30 snapshot, coincraddle is the strongest all-rounder because it pairs a tight rate spread with full five-network coverage (BTC, ETH, SOL, XMR, TRX) and no account requirement at any tier. xgram wins on raw speed, stealthex wins on price, and changelly wins for large amounts thanks to its $1M ceiling. If your swap is a normal retail amount and you want one pick without reading further, coincraddle is it — but the [full comparison table](/) below shows the actual gap for your specific case.
Do crypto swap aggregators require an account or identity verification?
No — every provider in this comparison lets you get a quote and start a swap without creating an account or signing up. That said, several providers apply enhanced checks on unusually large transactions, which is a compliance safeguard rather than a sign-up requirement. For typical retail-sized swaps, you paste a destination address, review the quote, and send funds — no identity verification screen appears at any point. See [how the flow works](/how-it-works/) end to end.
Which provider is fastest for BTC or ETH swaps through an aggregator?
On the 2026-06-30 snapshot, xgram posted the fastest median execution time across the sample at roughly 10 minutes, edging out stealthex at roughly 12 minutes and coincraddle at roughly 13 minutes. These are aggregator-observed indicative figures, not guarantees — actual time depends heavily on your specific pair, network congestion, and the fee you attach to your deposit transaction. BTC generally settles slower than ETH or SOL because of longer block-confirmation windows, regardless of which provider routes the swap.
Are crypto swap aggregators safe to use for large amounts?
They can be, but the ceiling and the practical review threshold are two different numbers. changelly's published ceiling of roughly $1,000,000 is the highest in this comparison, but every provider — changelly included — may escalate a transaction to manual review well before its stated maximum, particularly above the $10k–$15k range. For genuinely large transfers, read our dedicated guide on [swapping large amounts through an aggregator](/blog/how-to-swap-large-amounts-crypto-aggregator/) before you commit funds, and always split unusually large swaps if a provider's indicative ceiling is close to your target amount.
What's the difference between using a swap aggregator and going directly to one exchange?
An aggregator like SwapZilla queries multiple providers in parallel and surfaces the best quote for your specific pair and amount, instead of you manually opening six tabs and comparing. The swap itself is still executed by the underlying provider — the aggregator doesn't hold your funds, it routes the order. This matters because the 'best' provider changes by pair: stealthex might win on a BTC swap while xgram wins on SOL. See [how DEXs, CEXs, and aggregators differ](/blog/dex-vs-cex-vs-swap-aggregator-2026/) for the broader landscape.
Which of SwapZilla's aggregated providers has the lowest fees?
stealthex posted the tightest rate spread in the 2026-06-30 sample at roughly 0.65% off mid-market, ahead of changelly at roughly 0.75% and coincraddle at roughly 0.80%. These are indicative observed ranges rather than fixed guarantees — spread moves with the specific pair, market volatility, and time of day. On a $2,000 swap, the gap between the tightest and widest spread in this comparison is only a few dollars; it becomes meaningful once you're moving five figures or more per swap.
Can I swap Monero (XMR) through every provider in the aggregator?
No — changelly is the one exception in this lineup and does not support XMR routes. The other five providers (coincraddle, xgram, pegasusswap, simpleswap, stealthex) all support Monero alongside BTC, ETH, SOL, and TRX. If your swap includes an XMR leg, the aggregator automatically filters changelly out of the quote list, so you won't see an offer that can't execute. For privacy-focused swaps, see our [BTC to Monero guide](/how-it-works/) for the full flow.